Carlisle Pension Mis-Selling Claims — Solicitors Based in Cumbria
Nadeem Pervazis a solicitor at Edward & Amaury Solicitors, a law firm authorised and regulated by the Solicitors Regulation Authority. Content is reviewed for legal accuracy and compliance with FCA guidance and SRA conduct standards.
TL;DR — Quick Summary
- ▸Edward & Amaury Solicitors are based in Carlisle and handle mis-sold pension claims across Cumbria and England and Wales.
- ▸We handle SIPP mis-selling, defined benefit transfer claims, FSCS claims, pension scam claims and high-risk investment claims.
- ▸No win no fee — no upfront cost and nothing to pay if your claim is unsuccessful.
- ▸Claims can proceed entirely by telephone and email — no need to visit our Carlisle office.
- ▸Contact us for a free, no-obligation initial review of your pension claim.
Edward & Amaury Solicitors are pension mis-selling specialists based in Carlisle, Cumbria. We handle solicitor-led claims for individuals across Cumbria and throughout England and Wales who received unsuitable pension advice or were placed into high-risk investments through their pension.
Quick Answer
We are Carlisle-based solicitors specialising in pension mis-selling claims. No win no fee, no upfront cost. Call us on 01228 272395 or use the form below for a free initial review.
Our Carlisle Office
Pacific House, Fletcher Way, Parkhouse, Carlisle, CA3 0LJ
01228 272395Authorised and regulated by the Solicitors Regulation Authority. SRA No. 800525.
Pension Mis-Selling Claims for Cumbria Residents
Pension mis-selling affected many thousands of people across the UK during the 2000s and 2010s. Common patterns included unsuitable advice to transfer out of employer defined benefit schemes, SIPP investments into unregulated or illiquid assets, and pension liberation schemes targeting people who needed early access to their funds.
As a Carlisle firm, we have seen the impact of these schemes on people across Cumbria — former NHS workers advised to transfer out of their NHS pension, public sector employees placed into SIPPs with speculative investments, and individuals targeted by cold callers offering "free pension reviews" that turned out to be the entry point for mis-selling.
Claim Types We Handle
Mis-Sold SIPP Claims
SIPPs invested in high-risk or unregulated assets — storage pods, overseas property, mini-bonds and more.
Defined Benefit Transfer Claims
Final salary pension transfers that were unsuitable or poorly advised.
FSCS Pension Claims
Claims through the Financial Services Compensation Scheme where the adviser firm has failed.
Pension Scam Claims
Pension liberation, fraudulent schemes, and unauthorised transfers.
Pension Cold Calling Claims
Mis-selling that began with an unsolicited call — a criminal offence since January 2019.
High-Risk Investment Claims
Investments in unregulated or speculative assets within pension wrappers.
No Win No Fee Pension Claims from Carlisle
All our pension mis-selling work is handled on a no win no fee basis. This means:
No upfront payment — you pay nothing to start your claim.
No charge if your claim is unsuccessful — you carry no financial risk.
If your claim succeeds, a success fee is deducted from your compensation — this is explained clearly before you commit.
You receive a written funding agreement setting out the exact terms before any work begins.
See our no win no fee pension claims guide for more detail on how the funding arrangement works and what percentage applies.
How Pension Mis-Selling Claims Work
Most pension mis-selling claims follow one of two routes:
- Financial Ombudsman Service (FOS) — where the adviser firm is still solvent. The FOS can award up to £430,000 per complaint (for acts after April 2019). See our FOS pension complaints guide.
- Financial Services Compensation Scheme (FSCS) — where the adviser firm has failed and been declared in default by the FSCS. The FSCS applies a compensation limit per firm. See our FSCS pension claims guide.
Where losses exceed the FOS cap, or where there are multiple respondents, court proceedings may also be appropriate. We advise on the best route for your specific circumstances.